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Fixed Deposit

(In Partnership with Bajaj Finance Ltd.)

About Fixed Deposit

What is Fixed Deposit?

Invest in a Fixed Deposit to grow your savings, with high stability and safety of principal amount. As one of the safest investment options, fixed deposit enables you to take control of your investments with flexibility and offers guaranteed returns. You can easily choose a tenor between 12 months and 60 months, as per your financial needs.

Bajaj Finance Fixed Deposit offers attractive FD interest rates of upto 8.35%, so you can easily multiply your savings. Investing in a Bajaj Finance Fixed Deposit is very easy, and you can check your final maturity amount using an FD Calculator, before you start investing. Bajaj Finance FD offers some of the best features and benefits, so you can enjoy a hassle-free investment experience.

FD Interest Rates

Annual rate of interest valid for deposits up to Rs.5 crore - (w.e.f 07 December 2019)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 7.60% 7.35% 7.39% 7.46% 7.60%
24 – 35 7.90% 7.63% 7.68% 7.75% 7.90%
36 - 60 8.10% 7.81% 7.87% 7.94% 8.10%

Fixed deposit interest rates vary as per the chosen tenor, payout frequency and the financier you choose. For investors seeking stable growth of their savings, investing in a Bajaj Finance Fixed Deposit is the best option, as it offers the highest FD interest rates along with the highest safety and stability of your deposits. With Bajaj Finance FD, senior citizens can benefit from 0.25% more fixed deposit rates.

When investing in FD, you can deposit a lumpsum amount that gets locked-in for a specific period, during which it accrues interest. At present, FD rates in India are ranging from 4% to 8%, with financiers like Bajaj Finance Fixed Deposit offering one of the highest FD rates. With higher FD rates, you can look to grow your savings furthermore, as you can gain higher interest on your deposits.

When planning your investments, you may choose to pick financiers offering the highest FD rates. However, while investing in high-yielding fixed deposits is important, it is also advisable to check your financier’s background. If you’re investing in a company FD, you must check the stability ratings, which denote how safe your deposits are.

When you invest in fixed deposits, you invest a principal amount at a fixed interest rate. You can then, gain best interest on your deposits, which accrues and grows over time. Higher FD rates can enable you to gain a higher maturity amount, which is why you must choose lenders offering the highest FD interest rates in India 2019.

Rate benefits basis customer category (w.e.f 07 December 2019):

+ 0.25% for senior citizens

+ 0.10% for Bajaj Group employees, Bajaj Finance Ltd customers and Bajaj Allianz Life Insurance existing policyholders

Renewal:

+0.10% over and above the rate of interest at which the deposit is booked

Cumulative FD vs Non-cumulative FD:

Choose from Cumulative FDs (where interest is payable at the time of maturity) or Non-cumulative FDs (where interest may be payable at monthly, quarterly, half-yearly or annual basis).

Features and Benefit

return-fixed-deposit

Upto 8.35% Return on Fixed Deposit

Bajaj Finance Fixed Deposit offers a lucrative interest rate up to 8.35%, so you can plan and manage your expenses easily. With a high interest rate on FD, you can accumulate your wealth and grow your corpus. These stable returns make Bajaj Finance FDs one of the best investment avenues for growing your savings easily.

interest-rate-senior-citizen

Higher Interest Rates for Senior Citizens

For senior citizens seeking safe investment avenues to invest their life savings, Bajaj Finance Fixed Deposit offers the benefit of high safety with additional returns of 0.25% over and above the regular interest rate. Senior citizens can also choose the option of periodic payouts, to fund regular expenses. Find out more about the Senior Citizen Fixed Deposits.

minimum-deposit

Minimum deposit of Rs. 25,000

The minimum deposit required to invest in a Bajaj Finance Fixed Deposit is Rs. 25,000, which makes it easier to invest. With this minimum deposit amount, you can start investing any time, without having to wait to accumulate a larger corpus. Even with a smaller minimum deposit amount, you can ladder your investments, and earn better returns.

high-stability

High Stability and Credibility

As the only Indian NBFC with an international rating of ‘BBB’ by S&P Global, Bajaj Finance Fixed Deposit is one of the safest investment options for investors, regardless of their risk type. Bajaj Finance Fixed Deposit has the highest stability ratings with CRISIL’s FAAA/Stable rating and ICRA’s MAAA (stable) rating, so your investments are never at risk.

invest-debit-card

Invest using debit card

Invest in FDs using debit cards (available in select locations only)

auto-renewal

Auto renewal

Opt for auto-renewal while investing in FDs and save the hassle of filling in the renewal form again during maturity.

multi-deposit

Multi deposit facility

With Bajaj Finance, you can easily invest in FD with an easy online application process, which saves you time and trouble. You can save the hassle of submitting lengthy documentation or waiting in queues for opening your Fixed Deposits with Bajaj Finance.

online-application

Online Application Process

Invest in multiple deposits through a single cheque payment. You can opt for different tenors and interest payment frequencies for each of these deposits. In case you need urgent cash, you can prematurely withdraw from a single deposit, without having to break all other deposits.

online-loan

Online Loan against Fixed Deposit

In case of emergencies, you need not liquidate your savings. Instead, opt for an instant online loan against fixed deposit, where you can take a loan up to Rs. 4 lakh.

assured-returns

Assured Returns

No influence of market fluctuations, so you get assured gains on your investment.

flexible-tenor

Flexible Tenors

With Bajaj Finance Fixed Deposits, you can choose tenor between 12 and 60 months, to suit your financial needs. This can impact your liquidity needs, and help you ladder your investments, so that you can enjoy a higher cash inflow. What else, we also have a 15 month special tenure FD which offers 0.05% more than the ROI of a 12 month FD.

deposit-calculator

Fixed Deposit Calculator

With the easy to use Bajaj Finance FD Calculator you can evaluate your returns in advance, before making an investment. This helps you get clarity on your investments and helps you plan your finances easily.

With Bajaj Finance Fixed Deposit, experience profitable and hassle-free investing at its simplest. With an interest rate of 8.35%, get one of the best returns on your fixed deposit. With the highest stability ratings from ICRA and CRISIL, Bajaj Finance Fixed Deposit is the safest investment option for you to grow your savings easily.

Benefits of Investing with BFSL

fd-rates

Attractive FD rates

high-stability

High Stability & Credibility ( ICRA’s MAAA (stable) rating & CRISIL’s FAAA/Stable rating )

Contact Us

Head Office

Bajaj Financial Securities Ltd.

Mantri IT Park, Wing B, Viman Nagar,

Pune, Maharashtra 411014

Contact No: +91 020-48574443

Email Id:connect@bajajfinserv.in

  • SEBI Registration No.: INZ000218931

  • BSE Cash/F&O (Member ID: 6706)

  • NSE Cash/F&O (Member ID: 90177)

  • DP registration No : IN-DP-418-2019

  • CDSL DP No.: 12088600

  • NSDL DP No. IN304300

  • AMFI Registration No.: ARN – 163403

Compliance officer: Bineet Jha,   Tel: +91 20 48574486; Email: compliance_sec@bajajfinserv.in For any complaints pertaining to securities broking please write to compliance_sec@bajajfinserv.in , for DP related to Compliance_dp@bajajfinserv.in , for any investor grievances write to investcare@bajajfinserv.in
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Bajaj Financial Securities Limited (“BFSL”) is a subsidiary of Bajaj Finance Limited and is a corporate trading and clearing member of Bombay Stock Exchange Ltd and National Stock Exchange of India Ltd. (NSEIL), and also a Depository participant with National Securities Depository Ltd (“NSDL”) and Central Depository Services Ltd. (“CDSL”).

BFSL is engaged in the business of Stock Broking and as a Depository Participant. BFSL does not provide any advisory services to its clients. BFSL may share updates from time to time (through various electronic communication modes) which are sourced from public domain and the same are NOT to be construed as any advice or recommendation from BFSL. Client is requested to independently evaluate and/or consult their professional advisors before arriving at any conclusion to make any investment. The decision to invest shall be the sole responsibility of the Client and shall not hold BFSL, its employees and associates responsible for any losses, damages of any type whatsoever.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.

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Registered Office:

Bajaj Auto Limited Complex , Mumbai –Pune Road
Akurdi Pune 411035.
CIN: U67120PN2010PLC136026

Corporate Office:

Unit 2 , Tower B 2nd floor , Mantri IT Park ,
Opposite Inorbit Mall Nagar Road , Viman Nagar,
Pune 411014.
Telephone: +91 020-48574443,
Monday to Saturday – 9:00 AM to 6:00 PM ( Excluding 2nd & 4th Saturday of the Month),
Contact us at : connect@bajajfinserv.in