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Bajaj Finance Ltd

BSE Code : 500034 NSE Symbol : BAJFINANCE ISIN:INE296A01024 SECTOR: Finance

Halfyearly Results

ParticularsSep 2020 () Cr. Mar 2020 () Cr. Sep 2019 () Cr. Mar 2019 () Cr. Sep 2018 () Cr. Mar 2018 () Cr.
Operating Income 11634.3312741.4410930.399544.447839.536768.78
Other Operating Income 49.4781.7368.970.000.000.00
Other Income 7.758.453.173.4413.44-4.04
Total Income 11691.5512831.6211002.539547.887852.976764.74
Interest 3852.884107.983749.573222.862715.992353.64
Employee Expenses 943.781212.171082.39934.00787.17750.22
Selling & Administrative Expenses
Impairment of Assets
Loss on Forex Transaction
Other Expenses 1105.771474.841323.221158.60933.27897.36
TOTAL OPERATING EXPENDITURE 5902.436794.996155.185315.464436.434001.22
Operating Profit Before Prov. & Cont. 5789.126036.634847.354232.423416.542763.52
Provisions & Write Offs 3275.522682.131123.02845.31630.98500.95
Depreciation 144.09150.44120.2676.8260.5556.01
TOTAL EXPENDITURE 9322.049627.567398.466237.595127.964558.18
Tax 1279.281014.961065.001153.00890.731056.95
Fringe Benefit Tax
Deferred Tax -655.85-190.6237.6720.9680.27-284.93
Reported Profit After Tax 1746.082379.722501.402136.331754.011434.54
Extra-ordinary Items
Adjusted Profit After Extra-ordinary item 1746.082379.722501.402136.331754.011434.54
EPS (Unit Curr.) 29.0839.6743.3337.0330.4624.94
EPS (Adj) (Unit Curr.) 29.0839.6743.3337.0330.4624.94
Calculated EPS (Unit Curr.) 29.0739.6743.3037.0330.4324.94
Calculated EPS (Adj) (Unit Curr.) 29.0739.6743.3037.0330.4324.94
Calculated EPS (Ann.) (Unit Curr.) 58.1479.3386.5974.0760.8649.88
Calculated EPS (Adj) (Ann.) (Unit Curr.) 58.1479.3386.5974.0760.8649.88
Book Value (Unit Curr.)
Dividend (%)
Equity 120.13119.99115.55115.37115.29115.03
Reserve & Surplus 33468.900.0021641.560.0017251.170.00
Face Value
Public Shareholding (No. Of Shares)
Public Shareholding (% in Equity)
Pledged/Encumbered - No. of Shares
Pledged/Encumbered - % in Total Promoters Holding
Pledged/Encumbered - % in Total Equity
Non Encumbered - No. of Shares
Non Encumbered - % in Total Promoters Holding
Non Encumbered - % in Total Equity
PBIDTM(%) 54.7258.5768.3869.2570.1868.20
PBDTM(%) 21.6126.3334.0735.4935.5333.43
PATM(%) 15.0118.6822.8822.3822.3721.19
Net Interest Income 7839.000.007253.000.005167.000.00
Operating Expenses
Loan Losses & Provision
Assets Under Management 104986.000.00110946.000.0089876.000.00
Return on Equity(%) 5.300.0012.
Operating Expenses to Net Interest Income(%)
Cost to Income Ratio
Loan Loss Provision Ratio
Loans Spreads(%)
Net Interest Margin(%)
Provision Coverage Ratio(%)
Capital Adequacy Ratio 26.600.0019.700.0022.130.00
Tier I Capital 23.000.0015.900.0017.170.00
Tier II Capital 3.600.003.800.004.960.00
Gross Non Performing Assets
Net Non Performing Assets
(%) Gross Non Performing Assets
(%) Net Non Performing Assets
Return on Assets(Annualised)
Return on Assets 1.600.002.500.000.000.00
Loans Disbursed(Amt Rs cr)
Loans Sanctioned/Approved(Amt Rs cr)
Loan Book(Amt Rs cr)


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