| Particulars | Sep 2020 (₹) Cr. | Jun 2020 (₹) Cr. | Mar 2020 (₹) Cr. | Dec 2019 (₹) Cr. | Sep 2019 (₹) Cr. | Jun 2019 (₹) Cr. |
|---|
| Interest Earned | 19622.46 | 19927.35 | 19188.68 | 19064.28 | 18565.30 | 17980.06 |
| Other Income | 4028.31 | 6142.60 | 4254.98 | 4573.98 | 4194.22 | 3425.44 |
| Total Income | 23650.77 | 26069.95 | 23443.66 | 23638.26 | 22759.52 | 21405.50 |
| Operating Expenses | 15389.68 | 15290.50 | 16053.57 | 16089.63 | 15885.42 | 15117.04 |
| Operating Profit Before Prov. & Cont. | 8261.09 | 10779.45 | 7390.09 | 7548.63 | 6874.10 | 6288.46 |
| Provisions & Contingencies | 2996.27 | 7593.95 | 5967.44 | 2083.20 | 2506.87 | 3495.73 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 1097.99 | 775.89 | 804.76 | 1514.60 | 691.60 | 735.07 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -84.50 | -189.54 | -603.47 | -195.63 | 3020.67 | 149.63 |
| Net Profit | 4251.33 | 2599.15 | 1221.36 | 4146.46 | 654.96 | 1908.03 |
| | | | | | | |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 4251.33 | 2599.15 | 1221.36 | 4146.46 | 654.96 | 1908.03 |
| | | | | | | |
| EPS (Unit Curr.) | 6.35 | 4.01 | 1.89 | 6.41 | 1.01 | 2.96 |
| EPS (Adj) (Unit Curr.) | 6.35 | 4.01 | 1.89 | 6.41 | 1.01 | 2.96 |
| Calculated EPS (Unit Curr.) | 6.16 | 4.01 | 1.89 | 6.41 | 1.01 | 2.96 |
| Calculated EPS (Adj) (Unit Curr.) | 6.16 | 4.01 | 1.89 | 6.41 | 1.01 | 2.96 |
| Calculated EPS (Ann.) (Unit Curr.) | 24.66 | 16.05 | 7.55 | 25.63 | 4.06 | 11.83 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 24.66 | 16.05 | 7.55 | 25.63 | 4.06 | 11.83 |
| Book Value (Unit Curr.) | 199.60 | 183.20 | 180.00 | 177.80 | 171.40 | 171.10 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 1379.46 | 1295.41 | 1294.76 | 1294.08 | 1292.15 | 1290.73 |
| Reserve & Surplus | 133154.55 | 114205.75 | 112091.29 | 110659.00 | 106269.32 | 106059.73 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| | | | | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.34 | 0.34 | 0.31 | 0.31 | 0.30 | 0.30 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | | | | |
| PBIDTM(%) | 79.10 | 69.40 | 60.89 | 83.84 | 80.12 | 72.50 |
| PBDTM(%) | 26.83 | 15.99 | 7.41 | 28.67 | 23.52 | 15.53 |
| PATM(%) | 21.67 | 13.04 | 6.37 | 21.75 | 3.53 | 10.61 |
| | | | | | | |
| Net Interest Income | 9366.00 | 9280.00 | 8927.00 | 8545.00 | 8057.00 | 7737.00 |
| Net Interest Margin(%) | 3.57 | 3.69 | 3.87 | 3.77 | 3.64 | 3.61 |
| Provision Coverage Ratio(%) | 81.50 | 78.60 | 75.70 | 85.70 | 76.10 | 74.00 |
| CASA Ratio(%) | 40.30 | 41.00 | 42.30 | 42.80 | 42.20 | 43.40 |
| Capital Adequacy Ratio | 19.33 | 16.32 | 16.11 | 16.50 | 16.14 | 16.19 |
| Tier I Capital | 17.89 | 14.93 | 14.72 | 14.98 | 14.62 | 14.60 |
| Tier II Capital | 1.44 | 1.39 | 1.39 | 1.52 | 1.52 | 1.59 |
| | | | | | | |
| Gross Non Performing Assets | 38989.00 | 40386.24 | 41409.16 | 43453.86 | 45638.79 | 45763.08 |
| Net Non Performing Assets | 7188.00 | 8674.65 | 10113.86 | 10388.50 | 10916.40 | 11856.54 |
| (%) Gross Non Performing Assets | 5.17 | 5.46 | 5.53 | 5.95 | 6.37 | 6.49 |
| (%) Net Non Performing Assets | 1.00 | 1.23 | 1.41 | 1.49 | 1.60 | 1.77 |
| Return on Assets(Annualised) | 1.50 | 0.95 | 0.49 | 1.68 | 0.27 | 0.81 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 107517.00 | 95780.00 | 102227.00 | 100989.00 | 94431.00 | 80401.00 |
| Saving Deposits | 257063.00 | 244836.00 | 245591.00 | 235420.00 | 230569.00 | 218476.00 |
| Term Deposits | 468356.00 | 461007.00 | 423151.00 | 379936.00 | 371273.00 | 361855.00 |
| Total Deposits | 835936.00 | 801622.00 | 770969.00 | 716345.00 | 696273.00 | 660732.00 |
| Total Advances | 652608.00 | 631215.00 | 645290.00 | 635654.00 | 613359.00 | 592415.00 |
| | | | | | | |
Debts
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Hybrid
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