Freedom Pack
0.10%
Equity Delivery
₹17/ order
Equity Intraday & F&O
18% per annum
MTF
Professional Pack
₹10/ order
Delivery,Intraday & F&O
12% per annum
Bajaj Privilege Club
₹5/ order
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Enjoy shopping like never before with Bajaj Finserv EMI Network Card. Purchase big-ticket items that you had been long waiting for, like Smart TV, Latest Smartphone, Laptop, etc. with zero down payment. With No Cost EMI, repay the amount in convenient monthly instalments without incurring any additional charges like processing fee or interest rate. Our EMI card can be used across a vast network of stores and e-commerce platforms. Walk into any of our 1 lakh+ partner stores, such as Big Bazaar or Croma or visit an e-commerce partner like Flipkart or Amazon and buy your favourite product on No Cost EMIs.
Note: The Bajaj Finserv EMI Card is now called Bajaj Finserv EMI Network Card.
The online application process to get the EMI card is easy.
Here is the list of Bajaj Finserv EMI Network Online Partner Stores that you can shop from using the no-cost EMI option:
Please Note: This card is an easy digital payment system that can be used in both, online and offline stores.
Apart from the online stores, the same products can be purchased at offline stores (which are partners with Bajaj Finance Limited). Some big chains include Lotus, Chroma, Reliance Digital, etc. and other small retailers in all cities.
Bajaj Finserv EMI Network Card is available at a nominal processing fee of Rs. 530/-(inclusive all taxes).
Please note, post activation, the annual fee of Rs. 117 will be waived off for the next year, if the Insta EMI Card is used for at least one transaction in the current year.
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Our other offerings
Yes, you can purchase home appliances such as AC, refrigerator,washing machine, water purifier, air cooler, etc. and convert the price of your purchase into easy EMIs using the Bajaj Finserv EMI Network Card.
There is no specific minimum amount to make a purchase using Bajaj Finserv EMI Network Card. You can shop your favourite products and convert the purchase price intoconvenient EMIs.
No, money cannot be withdrawn from an ATM and other platforms through your Bajaj Finserv EMI Network Card.
Bajaj Finserv EMI Network card ` comes with a pre-approved loan that you can use to pay for the purchase, and then you can convert these expenses into easy and customized EMIs and repay as per your convenience. Also, by using Bajaj Finserv EMI Network Card, you get to enjoy a wide range of exciting offers and discounts.
CKYC validation is done by entering your PAN and mobile number or DOB and OKYC validation is done by entering your Aadhaar number and validating the same with captcha or OTP.
Bajaj EMI Card interest rate is practically zero. Mostly the products available on the EMI network can be purchased through monthly installments without any additional cost. For only a few products a nominal down payment or a minimal processing fee needs to be paid
The limit depends on multiple factors like- your CIBIL score, income level, and repayment capacity. One can increase the card limit by maintaining a good repayment history.
Get account within 15 minutes, 100% digital process!