Bajaj Finserv EMI Network Card

Enjoy shopping like never before with Bajaj Finserv EMI Network Card. Purchase big-ticket items that you had been long waiting for, like Smart TV, Latest Smartphone, Laptop, etc. with zero down payment. With No Cost EMI, repay the amount in convenient monthly instalments without incurring any additional charges like processing fee or interest rate. Our EMI card can be used across a vast network of stores and e-commerce platforms. Walk into any of our 1 lakh+ partner stores, such as Big Bazaar or Croma or visit an e-commerce partner like Flipkart or Amazon and buy your favourite product on No Cost EMIs.

Benefits of Bajaj Finserv EMI Network Card

  • Get Up to Rs. 2 lakh loan pre-approved

  • Online application – 100% digital process

  • Rs. 500 Cashback on Activation

  • Easy online & offline shopping from wide network of partner stores

  • No need to carry card everywhere – access through Bajaj Finserv Wallet App

  • Zero foreclosure charges

  • Note: The Bajaj Finserv EMI Card is now called Bajaj Finserv EMI Network Card.

BajajFinserv EMI Network Card Eligibility

  • Your age should be between 21 to 60 years
  • You must have a regular source of income

How to apply for the Bajaj Finserv EMI Network Card

    The online application process to get the EMI card is easy.

  • To apply for EMI Card Visit

  • Submit your mobile number and PAN card details

  • Once this is done, your eligibility will be checked

  • If you are eligible, you will be asked to complete the account opening form

Enjoy shopping with our Bajaj Finserv EMI Card

Buy online with your EMI Network Card

  • Bajaj Finserv EMI network Partner store is the most popular store where customers purchase things using EMI cardsat No Cost EMI.
  • Our Bajaj Online & Offline Partner Stores offer you a wide range of products that you can shop atno-cost EMIs.

Here is the list of Bajaj Finserv EMI Network Online Partner Stores that you can shop from using the no-cost EMI option:

  • Amazon
  • Flipkart
  • E-store
  • Paytm Mall
  • Makemytrip
  • GoIbibo
  • Yatra
  • Athome
  • Hometown
  • Pepperfry
Mobile Phones
  • Samsung
  • Oneplus
  • Vivo
  • Oppo
  • Redmi
  • Realme
  • Google
  • Lava
  • Motorola
  • Poorvika Mobiles
  • Happi Mobiles
  • B New Mobiles
  • Supreme Mobiles
  • Zebrs
  • S.S. Communication
  • LG
  • Sony
  • TCL
  • VU
  • Samsung
  • Onida
  • Haier
  • Llyod
  • Apollo Hospitals
  • Ruby Hall Clinic
  • Richfeel
  • Narayana Nethralaya
  • Oasis Fertility
  • Sabka Dentist
  • VLCC
  • Dr. Batra

Please Note: This card is an easy digital payment system that can be used in both, online and offline stores.

Apart from the online stores, the same products can be purchased at offline stores (which are partners with Bajaj Finance Limited). Some big chains include Lotus, Chroma, Reliance Digital, etc. and other small retailers in all cities.

Bajaj EMI Card Fees & Charges

Joining Fee Rs. 449
Taxes Rs. 81
Total Rs. 530

Bajaj Finserv EMI Network Card is available at a nominal processing fee of Rs. 530/-(inclusive all taxes).

Please note, post activation, the annual fee of Rs. 117 will be waived off for the next year, if the Insta EMI Card is used for at least one transaction in the current year.

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Bajaj Finserv EMI Network Card FAQs

Yes, you can purchase home appliances such as AC, refrigerator,washing machine, water purifier, air cooler, etc. and convert the price of your purchase into easy EMIs using the Bajaj Finserv EMI Network Card.

There is no specific minimum amount to make a purchase using Bajaj Finserv EMI Network Card. You can shop your favourite products and convert the purchase price intoconvenient EMIs.

No, money cannot be withdrawn from an ATM and other platforms through your Bajaj Finserv EMI Network Card.

Bajaj Finserv EMI Network card ` comes with a pre-approved loan that you can use to pay for the purchase, and then you can convert these expenses into easy and customized EMIs and repay as per your convenience. Also, by using Bajaj Finserv EMI Network Card, you get to enjoy a wide range of exciting offers and discounts.

CKYC validation is done by entering your PAN and mobile number or DOB and OKYC validation is done by entering your Aadhaar number and validating the same with captcha or OTP.

Bajaj EMI Card interest rate is practically zero. Mostly the products available on the EMI network can be purchased through monthly installments without any additional cost. For only a few products a nominal down payment or a minimal processing fee needs to be paid

The limit depends on multiple factors like- your CIBIL score, income level, and repayment capacity. One can increase the card limit by maintaining a good repayment history.