Get Guaranteed returns with Fixed Deposit

Let your idle savings earn guaranteed returns for you. As one of the safest investment options, fixed deposit enables you to take control of your investments with flexibility and offers guaranteed returns. Achieve your short-term and long-term financial goals by choosing a tenor of deposit matching with your goal. Bajaj Finance Limited offers you attractive FD interest rates of upto 7.05% p.a. along with an easy application process.

Benefits of Bajaj Finance Fixed Deposit

Returns up to 7.05% p.a.

Get FD rates go up to 6.80% p.a. which can increase up to 7.05% p.a. for senior citizens. Let your corpus grow with assured returns.

Higher Interest Rates for Senior Citizens

Senior citizens can opt for a safe and secure investment avenue through fixed deposits. Senior citizens can get the benefit of availing a higher interest rate which can be 0.25% p.a. over and above the regular interest rate. Additional feature of opting for periodic payout is also provided that can help fund regular expenses.

Choose a tenor from 12 to 60 months

You can select a tenor that matches your milestones in life, whether in long term or short term.

Start with just Rs. 25,000

You need not wait till accumulating a large corpus to start an FD. Start investing in Bajaj Finance Fixed Deposit with a minimum of Rs. 25,000.

Online Application Process

No need to step out of your home to open an FD. Apply at the comfort of your arm chair with just a few clicks.

Rate of interest:

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 01 Dec 2021)

For non-senior citizens:

Tenor in months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.40% 6.22% 6.25% 6.30% 6.40%
36 - 60 6.80% 6.60% 6.63% 6.69% 6.80%

For senior citizens (Inclusive of additional rate benefit of 0.25% p.a.)

Tenor in months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.90% 5.75% 5.77% 5.82% 5.90%
24 – 35 6.65% 6.46% 6.49% 6.54% 6.65%
36 - 60 7.05% 6.83% 6.87 6.93% 7.05%

Other features and Benefits:

  • Up to 0.25% higher interest rate for senior citizens - Mange your post-retirement expenses with an additional rate of benefit on your deposit.
  • Flexible tenors up to 60 months - Choose tenors ranging from 12 to 60 months, as per your convenience.
  • Deposits starting at Rs. 25,000 per month - Start investing with a small amount and grow your savings with our fixed deposits.
  • Get secured returns up to 7.05% - Grow your savings with the best returns on your deposit

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Fixed Deposit FAQs

You start with a minimum of Rs. 25,000.

Fixed Deposit can be availed for a tenor ranging from 12 months to 60 months.

You get the option to renew your Fixed Deposit when you approach the maturity period. In case you choose not to renew, you can get the amount credited in the bank account linked to your Fixed Deposit.

Yes, there is a fixed lock-in period of 3 months.

There is a fixed lock-in period of 3 months. In case you choose to withdraw your deposit before maturity, no penalty will be charged, however you will lose on the interest that your deposit could have earned. To assist you in such situations, we offer the option of availing loan against Fixed Deposits which can help you meet the urgent financial requirement without discontinuing your Fixed Deposit.

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