Returns up to 7.05% p.a.
Get FD rates go up to 6.80% p.a. which can increase up to 7.05% p.a. for senior citizens. Let your corpus grow with assured returns.
Higher Interest Rates for Senior Citizens
Senior citizens can opt for a safe and secure investment avenue through fixed deposits. Senior citizens can get the benefit of availing a higher interest rate which can be 0.25% p.a. over and above the regular interest rate. Additional feature of opting for periodic payout is also provided that can help fund regular expenses.
Choose a tenor from 12 to 60 months
You can select a tenor that matches your milestones in life, whether in long term or short term.
Start with just Rs. 25,000
You need not wait till accumulating a large corpus to start an FD. Start investing in Bajaj Finance Fixed Deposit with a minimum of Rs. 25,000.
Online Application Process
No need to step out of your home to open an FD. Apply at the comfort of your arm chair with just a few clicks.
Rate of interest:
Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 01 Dec 2021)
For non-senior citizens:
| Tenor in months |
Minimum deposit (in Rs.) |
Cumulative |
Non-Cumulative |
| Monthly |
Quarterly |
Half Yearly |
Annual |
| 12 – 23 |
25,000 |
5.65% |
5.51% |
5.53% |
5.57% |
5.65% |
| 24 – 35 |
6.40% |
6.22% |
6.25% |
6.30% |
6.40% |
| 36 - 60 |
6.80% |
6.60% |
6.63% |
6.69% |
6.80% |
For senior citizens (Inclusive of additional rate benefit of 0.25% p.a.)
| Tenor in months |
Minimum deposit (in Rs.) |
Cumulative |
Non-Cumulative |
| Monthly |
Quarterly |
Half Yearly |
Annual |
| 12 – 23 |
25,000 |
5.90% |
5.75% |
5.77% |
5.82% |
5.90% |
| 24 – 35 |
6.65% |
6.46% |
6.49% |
6.54% |
6.65% |
| 36 - 60 |
7.05% |
6.83% |
6.87 |
6.93% |
7.05% |
Other features and Benefits:
- Up to 0.25% higher interest rate for senior citizens -
Mange your post-retirement expenses with an additional rate of benefit on your deposit.
- Flexible tenors up to 60 months -
Choose tenors ranging from 12 to 60 months, as per your convenience.
- Deposits starting at Rs. 25,000 per month -
Start investing with a small amount and grow your savings with our fixed deposits.
- Get secured returns up to 7.05% -
Grow your savings with the best returns on your deposit