Returns up to 7.75% p.a.
Get FD returns up to 7.50% p.a for non-senior citizens which can increase up to 7.75% p.a for senior citizens. Let your corpus grow with assured returns.
Higher Interest Rates for Senior Citizens
Senior citizens can opt for a safe and secure investment avenue through fixed deposits. Senior citizens can get the benefit of availing a higher interest rate which is upto 0.25% p.a. over and above the regular interest rate. Additional feature of opting for periodic payout is also provided that can help fund regular expenses.
Choose a tenor from 12 to 60 months
You can select a tenor that matches your milestones in life, whether in long term or short term.
Start with just Rs. 15,000
You need not wait till accumulating a large corpus to start an FD. Start investing in Bajaj Finance Fixed Deposit with a minimum of Rs. 15,000.
Online Application Process
No need to step out of your home to open an FD. Apply at the comfort of your arm chair with just a few clicks.
Rate of interest:
Fixed Deposit Annualized rate of interest for non-senior citizens
Valid for deposits up to Rs.5 crore (w. e. f. 01 Jul 2022) |
|
TABLE 1 |
Period
(except Table 2) |
Cumulative |
Non-Cumulative |
| At Maturity |
Monthly |
Quarterly |
Half Yearly |
Annual |
| (% p.a.) |
(% p.a.) |
(% p.a.) |
(% p.a.) |
(% p.a.) |
| 12 - 23 months |
6.20 |
6.03 |
6.06 |
6.11 |
6.20 |
| 24 - 35 months |
6.95 |
6.74 |
6.78 |
6.83 |
6.95 |
| 36 - 60 months |
7.40 |
7.16 |
7.20 |
7.27 |
7.40 |
|
TABLE 2 |
Period
|
Cumulative |
Non-Cumulative |
| At Maturity |
Monthly |
Quarterly |
Half Yearly |
Annual |
| (% p.a.) |
(% p.a.) |
(% p.a.) |
(% p.a.) |
(% p.a.) |
| 15 months |
6.40 |
6.22 |
6.25 |
6.30 |
6.40 |
| 18 months |
6.50 |
6.31 |
6.35 |
6.40 |
6.50 |
| 22 months |
6.65 |
6.46 |
6.49 |
6.54 |
6.65 |
| 30 months |
7.05 |
6.83 |
6.87 |
6.93 |
7.05 |
| 33 months |
7.15 |
6.93 |
6.97 |
7.03 |
7.15 |
| 44 months |
7.50 |
7.25 |
7.30 |
7.36 |
7.50 |
Fixed Deposit Annualized rate of interest for senior citizens
Valid for deposits up to Rs.5 crore (w. e. f. 01 Jul 2022) |
|
TABLE 3 |
Period
(except Table 4) |
Cumulative |
Non-Cumulative |
| At Maturity |
Monthly |
Quarterly |
Half Yearly |
Annual |
| (% p.a.) |
(% p.a.) |
(% p.a.) |
(% p.a.) |
(% p.a.) |
| 12 - 23 months |
6.45 |
6.27 |
6.30 |
6.35 |
6.45 |
| 24 - 35 months |
7.20 |
6.97 |
7.01 |
7.08 |
7.20 |
| 36 - 60 months |
7.65 |
7.39 |
7.44 |
7.51 |
7.65 |
|
TABLE 4 |
Period
|
Cumulative |
Non-Cumulative |
| At Maturity |
Monthly |
Quarterly |
Half Yearly |
Annual |
| (% p.a.) |
(% p.a.) |
(% p.a.) |
(% p.a.) |
(% p.a.) |
| 15 months |
6.65 |
6.46 |
6.49 |
6.54 |
6.65 |
| 18 months |
6.75 |
6.55 |
6.59 |
6.64 |
6.75 |
| 22 months |
6.90 |
6.69 |
6.73 |
6.79 |
6.90 |
| 30 months |
7.30 |
7.07 |
7.11 |
7.17 |
7.30 |
| 33 months |
7.40 |
7.16 |
7.20 |
7.27 |
7.40 |
| 44 months |
7.75 |
7.49 |
7.53 |
7.61 |
7.75 |
Other features and Benefits:
- Up to 0.25% higher interest rate for senior citizens -
Manage your post-retirement expenses with an additional rate of benefit on your deposit.
- Flexible tenors up to 60 months -
Choose tenors ranging from 12 to 60 months, as per your convenience.
- Deposits starting at Rs. 15,000 per month -
Start investing with a small amount and grow your savings with our fixed deposits.
- Get secured returns up to 7.75% p.a -
Grow your savings with the best returns on your deposit