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Fixed Deposit

(In Partnership with Bajaj Finance Ltd.)

About Fixed Deposit

What is Fixed Deposit?

Invest in a Fixed Deposit to grow your savings, with high stability and safety of principal amount. As one of the safest investment options, fixed deposit enables you to take control of your investments with flexibility and offers guaranteed returns. You can easily choose a tenor between 12 months and 60 months, as per your financial needs.

Bajaj Finance Fixed Deposit offers attractive FD interest rates of upto 8.05%, so you can easily multiply your savings. Investing in a Bajaj Finance Fixed Deposit is very easy, and you can check your final maturity amount using an FD Calculator, before you start investing. Bajaj Finance FD offers some of the best features and benefits, so you can enjoy a hassle-free investment experience.

FD Interest Rates

Annual rate of interest valid for deposits up to Rs.5 crore - (w.e.f 05 May 2020)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 7.40% 7.16% 7.20% 7.27% 7.40%
24 – 35 7.45% 7.21% 7.25% 7.32% 7.45%
36 - 47 7.50% 7.25% 7.30% 7.36% 7.50%
48 - 60 7.60% 7.35% 7.39% 7.46% 7.60%

Amid falling interest rates and fluctuating market conditions, Fixed Deposit interest rates offered by financiers may not appear too attractive, but you can invest in a Bajaj Finance Fixed Deposit to reap the benefits of attractive interest rates of up to 7.08%. In addition to competitive interest rates, Bajaj Finance Limited offers several benefits that make it easy for you to invest and grow your savings.

However, your FD interest rates depend on the tenor, and interest payout frequency you choose. Bajaj Finance FD offers one of the best FD rates in India, which go up to 7.60% for new customers, up to 7.70% for existing BFL customers and up to 7.85% for senior citizens.

Along with the highest FD rates, you can look for high safety of your deposit, along with flexible tenors, periodic interest payouts, multi-deposit facility, auto-renewal facility and easy loan against FD. This ensures a hassle-free investment experience along with the benefit of growing your savings with the best FD rates in India.

Start your investment journey with Bajaj Finance FD, and make your savings grow easily.

Rate benefits basis customer category (w.e.f 05 May 2020):

+ 0.25% for senior citizens

+ 0.10% for Bajaj Group employees, Bajaj Finance Ltd customers and Bajaj Allianz Life Insurance existing policyholders

Renewal:

+0.10% over and above the rate of interest at which the deposit is booked

Cumulative FD vs Non-cumulative FD:

Choose from Cumulative FDs (where interest is payable at the time of maturity) or Non-cumulative FDs (where interest may be payable at monthly, quarterly, half-yearly or annual basis).

Features and Benefit

return-fixed-deposit

Upto 7.85% Return on Fixed Deposit

Bajaj Finance Fixed Deposit offers a lucrative interest rate of up to 7.60%, which can go up to 7.85% for senior citizens. Investing in this FD can help you accumulate your wealth and grow your corpus, with assured returns.

interest-rate-senior-citizen

Higher Interest Rates for Senior Citizens

For senior citizens seeking safe investment avenues to invest their life savings, Bajaj Finance Fixed Deposit offers the benefit of high safety with additional returns of 0.25% over and above the regular interest rate. Senior citizens can also choose the option of periodic payouts, to fund regular expenses.

high-stability

High Stability and Credibility

As the only Indian NBFC with an international rating of ‘BBB’ by S&P Global, Bajaj Finance Fixed Deposit is one of the safest investment options for investors, regardless of their risk type. Bajaj Finance Fixed Deposit has the highest stability ratings with CRISIL’s FAAA/Stable rating and ICRA’s MAAA (stable) rating, so your investments are never at risk.

flexible-tenor

Flexible Tenors

When investing in a Bajaj Finance Fixed Deposit, you can choose the tenor between 12 and 60 months, to suit your financial needs. This can help you with your liquidity needs, and you can ladder your investments to enjoy a higher cash inflow.

minimum-deposit

Minimum deposit of Rs. 25,000

The minimum deposit required to invest in a Bajaj Finance Fixed Deposit is Rs. 25,000, which makes it easier to invest. With this minimum deposit amount, you can start investing any time, without having to wait to accumulate a larger corpus. Even with a smaller minimum deposit amount, you can ladder your investments, and earn better returns.

online-application

Online Application Process

As an existing customer can easily invest in FD with an easy online application process, which saves you time and trouble. You can save the hassle of submitting lengthy documentation or waiting in queues for opening your Fixed Deposit with Bajaj Finance. As a new customer, you can fill in our online application form, so our representative can get in touch with you.

online-loan

Online Loan against Fixed Deposit

In case of emergencies, you can withdraw prematurely from the fixed deposit, post the initial lock-in period of 3 months. However, in order to avoid loss of interest, you can choose to avail a Loan against Fixed Deposit, where you can take an easy loan. However, the amount of your Loan against FD cannot be more than 75% of FD value.

invest-debit-card

Invest using debit card

Invest in FDs using debit cards (available in select locations only)

auto-renewal

Auto renewal

When filling your FD application form, you can choose to auto-renew your FD and save the hassle of filling in the renewal form again during maturity.

multi-deposit

Multi deposit facility

When filling your FD application form, you can also choose to invest in multiple deposits through a single cheque payment. Opt for different tenors and interest payment frequencies for each of these deposits. In case you need urgent cash, you can prematurely withdraw from a single deposit, without having to break all other deposits.

Investing in a Bajaj Finance Fixed Deposit offers you a balance of convenient investment process, lucrative interest rates of up to 7.85%, and safety of your deposits, which makes it one of the safest investment option for you to grow your savings easily.

Benefits of Investing with BFSL

fd-rates

Attractive FD rates

high-stability

High Stability & Credibility ( ICRA’s MAAA (stable) rating & CRISIL’s FAAA/Stable rating )

Contact Us

Head Office

Bajaj Financial Securities Ltd.

Mantri IT Park, Wing B, Viman Nagar,

Pune, Maharashtra 411014

Contact No: +91 020-48574443

Email Id:connect@bajajfinserv.in

  • SEBI Registration No.: INZ000218931

  • BSE Cash/F&O (Member ID: 6706)

  • NSE Cash/F&O (Member ID: 90177)

  • DP registration No : IN-DP-418-2019

  • CDSL DP No.: 12088600

  • NSDL DP No. IN304300

  • AMFI Registration No.: ARN – 163403

Compliance officer: Bineet Jha,   Tel: +91 20 48574486; Email: compliance_sec@bajajfinserv.in For any complaints pertaining to securities broking please write to compliance_sec@bajajfinserv.in , for DP related to Compliance_dp@bajajfinserv.in , for any investor grievances write to investcare@bajajfinserv.in
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Bajaj Financial Securities Limited (“BFSL”) is a subsidiary of Bajaj Finance Limited and is a corporate trading and clearing member of Bombay Stock Exchange Ltd and National Stock Exchange of India Ltd. (NSEIL), and also a Depository participant with National Securities Depository Ltd (“NSDL”) and Central Depository Services Ltd. (“CDSL”).

BFSL is engaged in the business of Stock Broking and as a Depository Participant. BFSL does not provide any advisory services to its clients. BFSL may share updates from time to time (through various electronic communication modes) which are sourced from public domain and the same are NOT to be construed as any advice or recommendation from BFSL. Client is requested to independently evaluate and/or consult their professional advisors before arriving at any conclusion to make any investment. The decision to invest shall be the sole responsibility of the Client and shall not hold BFSL, its employees and associates responsible for any losses, damages of any type whatsoever.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.

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Registered Office:

Bajaj Auto Limited Complex , Mumbai –Pune Road
Akurdi Pune 411035.
CIN: U67120PN2010PLC136026

Corporate Office:

Unit 2 , Tower B 2nd floor , Mantri IT Park ,
Opposite Inorbit Mall Nagar Road , Viman Nagar,
Pune 411014.
Telephone: +91 020-48574443,
Monday to Saturday – 9:00 AM to 6:00 PM ( Excluding 2nd & 4th Saturday of the Month),
Contact us at : connect@bajajfinserv.in